Peazy

For self-employed & incorporated Canadians

You're good at your job. Not at bookkeeping.

Your profession is complicated enough. Your finances don't have to be.

Revenue sorted by payer. Expenses categorized as they happen. A live estimate of what to set aside for taxes — kept current automatically, not reconstructed every April.

Sound familiar?

The real, reported pain — not a hypothetical one.

  • Paid three different ways, tracked nowhere the same

    T4 salary, T2125 contract work, T4A into your own corporation — sometimes all in one year. Peazy tracks income type per payer, including what a T4 payer already withheld, so nothing gets counted twice.

  • Double CPP — about 11.9% of net income

    Self-employed people pay both the employee and employer portions of CPP, and most find out at tax time. Peazy carries it as a running line item, not a year-end surprise.

  • Business expenses hiding on a personal card

    One card, two lives. Peazy separates what's deductible from what isn't, and only asks when it's genuinely unsure — most transactions file themselves silently.

  • What a payer owes you, buried in a PDF nobody re-reads

    The split percentage in your contract lives in a document you signed once. Peazy holds it as a typed figure and checks it against what actually lands in your account.

Product

Three screens. Every question you actually have.

Home

What do I do now?

One inbox for everything that needs a decision from you — confirm a category, resolve a receipt, confirm which client a deposit came from. Most days, it's short.

Activity

What happened?

Every transaction, in and out — including the ones that don't count, like paying off a card. Your camera roll shouldn't be your accounting system, so receipts reconcile in the background instead.

Analytics

What am I saving?

Revenue by payer, expenses by category, receipt coverage, and a live estimate of what to set aside — federal, provincial, and the CPP most people forget. Your dashboard, always current.

How it works

Three steps, then it runs itself

  1. 1

    Connect what you already use

    Bank and card accounts through Plaid, a forwarding email address for receipts, or type it in by hand. Tiered and optional — connect as much as you're comfortable with, nothing more.

  2. 2

    Peazy sorts it while you work

    Revenue gets tracked per payer. Expenses get categorized into CRA-recognizable buckets. Receipts get matched to transactions on their own. Feed your accountant, not the shredder.

  3. 3

    Check your number, on your schedule

    A live estimate of what to set aside for taxes, kept current automatically. Look every day or once a quarter — it's an estimate either way, and it's never filed on your behalf.

Security & privacy

Built to be trusted with your numbers

  • Plaid handles every bank connection

    Peazy never sees or stores your bank credentials — Plaid handles that exchange directly.

  • Passkey sign-in, biometric app-lock

    Passkey sign-in on web, plus Face ID / Touch ID app-lock on mobile.

  • Self-serve, always

    Delete your account and data yourself, anytime — no support ticket required.

  • A deterministic tax engine, never AI

    Automation sorts and matches transactions. The tax figure itself comes from a fixed calculation engine — it never decides what you owe.

  • Only your own paperwork

    No one else's documents enter the product — you type the figures, Peazy doesn't ingest anyone's statements but yours.

A note on the numbers

Peazy estimates what to set aside for taxes. It doesn't file your return, and it isn't a substitute for your accountant — treat every figure as a directional estimate, not a final answer.

Pricing

One price, everything included

30-day free trial. Cancel before it ends and you're not charged.

Monthly

$19.99/ mo

CAD / month

Start free trial

Annual

two months free

$199.90/ yr

CAD / year

Start free trial

Refer someone you know — you both get a free month when they subscribe.

Prices in Canadian dollars. Applicable taxes calculated at checkout.

Available across Canada. Quebec: coming soon.

FAQ

Questions

What does Peazy cost?
$19.99 CAD a month, or $199.90 CAD a year (two months free), with a 30-day free trial before billing starts.
Is the tax estimate something I can just file with?
No — it's a directional estimate, generated by a deterministic calculation engine, not AI. It's built to keep you ahead of tax time, not to replace your accountant or a filed return.
Does Peazy work in my province?
Yes, across Canada — federal and provincial tax tables are covered nationwide. The one exception is Quebec, which isn't supported yet.
Is Peazy built for one specific profession?
No. Peazy asks your profession once during setup and adapts its vocabulary to it — the people who pay you might be a clinic, a brokerage, or simply your clients — but the product itself is the same for everyone.
What happens to my bank credentials?
Peazy never sees or stores them. Plaid handles the connection directly.
Do I have to connect my bank account?
No. Connect accounts through Plaid, forward receipts to a personal email address, or enter everything by hand — whichever you're comfortable with.

Ready to see where your money actually goes?

Start your 30-day free trial. No spreadsheet, no shoebox of receipts required.

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